Todd M. Payne
Insurance Services, Inc.

7710 Balboa Ave. Suite 214-B
San Diego CA 92111

(888) 4EZ-QUOTE / (888) 439-7868
(858) 581-2131
(858) 581-2105 FAX

EMAIL: todd@4bestrate.net

CA license# 0E16922
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Todd M. Payne
Insurance Services, Inc.


Helping San Diego save on insurance for over 15 years


Mechanical Breakdown Insurance

Available in California only

Mercury Homeowners Insurance San Diego

Authorized Agent

Mechanical Breakdown Insurance is the easiest and least expensive way to protect yourself from costly, unexpected auto repairs. MBI is similar to an extended warranty or service contract you might buy at a dealership, but at a fraction of the cost. Our rates are so low because they are approved and regulated by the California Department of Insurance, whereas the dealerships' rates are not. The dealership may even give you a good deal on your car, but make a huge profit selling you an overpriced service contract. Do yourself a favor and save some money. Plan ahead with MBI, and you'll drive with peace of mind.
Here are some examples of Mercury's low Mechanical Breakdown Insurance rates:

Make/Model
New Car
(7 years / 100,000 miles)
Used Car
(5 years / 100,000 miles)
Honda Accord
Toyota Camry
Nissan Altima

$495
$495
$495
$590
$590
$590
Honda CR-V 2WD
Toyota Highlander 2WD
Ford Escape 
oyota FJ Cruiser 

$495 
$495 
$665
$665
$590
$590
$885
$885
Honda Odyssey 
Toyota Sienna  
Ford Windstar   
Dodge Grand Caravan
$495
$495
$1095
$1060 
$590
$590
$1400
$1590
Ford F150 2WD
Ford Expedition 2WD
Chevrolet Tahoe 2WD
Dodge Durango  
$885
$1010
$1010
1060 
$1280
$1505
$1505
$1590
Why do smart buyers choose our Platinum Mechanical Breakdown plans?
Terms ranging from 1 year / 12,000 miles to 7 years / 100,000 miles
Deductibles as low as $25 (you pay only 1 deductible per visit)
No limit on the number of claims you can make
Repairs can be performed by any licensed repair facility in the U.S.
Payment options available
You save money now because the dealer's service contract program just cannot compare to our superior coverage and low price
You save money in the long run because it is the easiest way to plan ahead for the future and protect yourself from expensive auto repairs
Additional Benefits
Vehicle Rental -- Up to $175.00 per breakdown
Towing Service -- Up to $75.00 per breakdown
Trip Interruption -- You can be reimbursed up to $75.00 per day for up to 3 days, or $225.00 total, for meals and lodging if you are stranded because of a covered breakdown away from your hometown
Transferable -- You can transfer your coverage when you sell your vehicle to another individual (making your vehicle more attractive to prospective buyers)
Even if you've already purchased a service contract at a dealership, state law allows you to cancel within 60 days of purchase and get a refund. If you would like, we can even handle the cancellation for you, that way you don't have to deal with any pushy sales managers.
Start saving today...call us at (888) 4EZ-QUOTE / (888) 439-7868, or click here to get an MBI quote.

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